Features
Approvals & Workflows
The right eyes on the right decisions.
Controls are what keep a cooperative's members' money safe. SACCO360 lets managers configure approval workflows so that high-value loans and withdrawals are reviewed before they commit, while routine activity flows without friction. Each approver — manager or credit committee — sees a focused queue of exactly what needs their decision.
- Configurable thresholds
- Credit committee review
- Per-role pending queues
- Approve, reject, or query
- 1Set thresholds that match your policy
- 2Give each approver a focused queue
- 3Separate duties by role
Set thresholds that match your policy
Decide which loans and withdrawals can proceed automatically and which must be reviewed, based on amount. The thresholds live in settings and apply consistently across the cooperative.
Give each approver a focused queue
Managers and the credit committee each get a pending-approvals queue showing only what awaits their decision, with the context they need to approve, reject, or send it back with a query.
Separate duties by role
Loan officers originate and disburse but cannot approve their own loans; the credit committee reviews but does not disburse. The separation is enforced by role, not by trust.